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Why Choose iKube Insurance?

Young Driver Insurance

We guarantee not to increase your premium when you pass your driving test.*

Unlike many insurers offering learner driving insurance, we don’t offer cheap short term cover then ramp up your premium once you have passed.

Free cover for named drivers.

This is the bit that could really sell it to your parents or grand-parents. As long as they don’t have any claims, convictions or accidents in the last 5 years, we’ll add them on for free. All drivers must meet iKube’s underwriting criteria.

Discounted premiums for safer driving

Reduce your risk and stay off the road between 11pm and 5am.  In return we can discount your learner driver insurance. To find out more, why not visit our ‘How iKube Insurance works ’ page.

Earn your own no claims discount

This is your insurance, not your parents. Regardless of how many months it takes to pass your test, we’ll still count these towards your no claims discount.

1 in 4 learners that take out iKube provisional insurance are recommended by a friend.

Now, that’s a recommendation we’re proud of. 

What's so great about iKube?

  1. We are the longest running telematics car insurance provider in the UK.
  2. iKube’s telematics or ‘black box’ is one of the most powerful in the market.
  3. 75% of all young drivers who take out car insurance with iKube are rewarded with substantial savings at renewal.**
  4. 45% of all young drivers who take our restricted car insurance with iKube are offered the chance to remove the late night curfew based on how carefully they drive.
  5. iKube is dedicated to keeping young drivers safe on the road.

*Providing your driving test is not passed within the first 42 days of inception of the policy. Other concurrent changes such as change of vehicle or address may affect the premium.


** Based on renewal and mid term review data for Jan – September 2016.

iKube Insurance is a trading name of Towergate Underwriting Group Limited. Towergate Underwriting Group Limited is authorised and regulated by the Financial Conduct Authority.
Registered in England No: 4043759. Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent, ME14 3EN.