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About the actual provisional insurance and who can be named on the policy
Will I still earn a No Claims Discount?
Yes, iKube is no different to a standard car insurance policy in that respect. As long as you do not have an accident or claim in the insurance year, you will be entitled to a year's no claims discount at the end of the 12 month policy.
Can more than 1 driver under 25 be named on an iKube policy?
The only time more than 1 under 25 year old can be insured with iKube provisional insurance is if they are twins (and are born on the same day). Please note: only one can have a provisional licence.
Can I add my partner or spouse?
Dependent on insurer, you may be able to add your spouse or partner, as long as they are a common law partner. However, he or she must have a full UK licence and be over 25 years old.
Can I get a quote for Third Party, Fire and Theft?
Yes. Our provisional insurance is available on both Comprehensive and TPF&T (Third Party, Fire and Theft).
Who is included in the FREE cover for named driver offer?
With iKube learner driver insurance we can cover your parents and/or grandparents at no extra charge. To qualify, they cannot have any claims, accidents or convictions and they must be younger than 70 years old of age.
Can I drive in Europe?
This depends on the insurer. If you feel there is a strong possibility that you will need to drive abroad then please advise us during your quote.
What kind of driving licence do I need?
To benefit from iKube learner driver insurance you must hold a valid UK provisional licence by the time your insurance is due to commence. Should you pass your test within the 12 months insurance cover period and as long as you're driving test is not within the first 6 weeks of cover, we guarantee not to increase your premium when you pass. At the end of the year, assuming you've not made a claim or had an accident, we'll give you a full year's no claims discount regardless of how many months were on a provisional licence.
Will my insurance premium increase once I've passed my test?
No! Unlike many other insurers that offer insurance for provisional drivers, iKube does not increase the insurance premium once you've passed your test. The only requirement is that your driving test must not be within the first 6 weeks of cover. If you're driving test is within the first 6 weeks of cover, you will not be entitled to iKube learner driver insurance. Qualifying for iKube provisional is easy. To read more, why not visit our 'Do I Qualify' page.