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iKube Black Box Insurance

Find Out How It Works...

Black Box Insurance - How Does It Work?

A lot of young drivers have heard about black box insurance but many are still confused as to how it actually works.

iKube's black box insurance simply uses a small, handheld device that sits under the car's dashboard. It doesn't affect the running of the car or interfere with your driving in any way whatsoever. It simply records data and reports information back to the insurance firm on how the car is being driven.

iKube can use the black box as a way of identifying certain parameters about your driving habits, including:

  • Speed of the car whilst travelling
  • Length of time travelled
  • Acceleration and braking levels
  • Accidents
  • Types of roads used

Did you know that, statistically, young drivers are more at risk of accidents, especially late at night? It is also a well-known fact that car insurance for young drivers simply isn't that cheap. However, by staying off the road during these high risk hours you are reducing your risk of a serious accident, so it makes sense that iKube rewards you by discounting your young drivers' insurance premium. An iKube box is simply fitted so we can monitor this.

Red hour charges

If the insured car is not driven between 11pm and 5am (the red hours) your young drivers insurance premium will remain unchanged. As long as you can stick to this ONE simple rule then bingo! You could save up to 25% on your young driver’s car insurance. In addition to this, on renewal, iKube could offer you up to 40% off your black box insurance renewal depending on how safely and conscientiously you drive – simply based on the data we collect about your driving style. So iKube bases your car insurance premium on you – not on the young driver stereotype.

  • If the car is driven between 23:00 and 23:29 a £50 nightly charge applies.
  • If the car is driven between 23:30 and 23:59 a £75 nightly charge applies.
  • If the car is driven between 00:00 and 04:59 a £100 nightly charge applies.

Where the car is driven at different times more than once in a night, the higher of the above charges will apply.

Don’t worry, you and any named drivers are still fully insured.

Please note: If you are close to any of these time limits please drive safely and please do not rush to beat it. Our primary concern is that you drive well and for your safety. Please look at our page: Breaking The Curfew.

So - give us a quick call on the number above and get a quote - see how much you could save on your car insurance.

Alternatively ask for a call back and one of our black box insurance experts will get back to you.

iKube Insurance is a trading name of Towergate Underwriting Group Limited. Towergate Underwriting Group Limited is authorised and regulated by the Financial Conduct Authority.
Registered in England No: 4043759. Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent, ME14 3EN.