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Behavioural Discounts can make all the difference at renewal
As you know, iKube is a telematics based insurance policy that rewards young drivers with preferential rates on their insurance in return for having an iKube box fitted to their car.
iKube not only helps you afford your first years insurance, but the little 'magic black box' has been working for you - every time you drive. Recording your driving behaviour, iKube will use this to work out your renewal premium.
If you want to be one of the 75% that get a behavioural based discount, or one of the 40% that have their night time driving restrictions removed, here are a few top tips:
- Try not to drive during the iKube Red Hours - you are still insured if you do, but those that do not drive during the red hours may get a bigger renewal discount than those that do so on a regular basis.
- Stick to the speed limit! Pretty obvious really but it's worth pointing out that good behaviours are rewarded - these include driving within the law.
- Annual Mileage - as the black box works via GPS we can, with great accuracy, understand your actual mileage. If this is the same as the miles you said you'd cover when you first took out iKube, this will help you with a renewal discount too.
Hope this helps!